Course Credits and References

Course Developer JoAnn Luttman (BS) began her professional career working in non-profit positions after earning her B.S.in Sociology with a minor in Religion and Philosophy.  She has years of experience working with addicts, molested children, homeless, MH/MR, sex offenders, poverty-stricken families, those struggling with major medical disorders, battered women, those with crisis pregnancies, adult victims of domestic violence and child abuse, felony offenders, and more. She’s advocated for animals, the environment, social justice, and the rights of any person who has been the victim of bigotry, injustice, and cruelty.  She believes in changing our own, individual communities and those around the world.  JoAnn has taken up the flag for victims of female genital mutilation, human trafficking, those with physical and/or mental disabilities, and individuals that are mistreated, discounted, ignored, forgotten, and maligned. She’s managed programs and staff, balancing the needs of the community with the resources of the organization.  JoAnn has worked in administration, writing and distributing press releases for upcoming fundraisers and screening and hiring applicants for new positions.  She has written grants, been awarded grants, then administered the grants, reporting back and ensuring compliance. At the core of every project she undertakes is a belief, a value in the mission of the program and of the organization itself.  

Course Instructor John Chouinard (BA Business and Finance) has over 30 years of experience managing, consulting, and brokering in the insurance and financial services industries and has obtained N.A.S.D. Series 7 Securities License as well as Life and Health Insurance Licenses. He has taught several classes at the college level involving insurance, finance and securities. In his recent retirement, he spends his time between volunteering at charities and sharing with students his knowledge and passion for investing, personal finance, estate planning, and business management.

Course Editor Dr. Bret Staples (BA, MS, Ph.D.) is a highly motivated, personable scientific professional with multiple college degrees and a successful 34-year track record of scientific research and publications. After completing his Ph.D. at the University of Maryland, he became a research chemist for the US Department of Energy. Dr. Staples has authored professional papers in scientific journals and reviewed other scientists’ publications and has performed scientific research in solution chemistry. Dr. Staples is extraordinarily talented in proofreading and editing journal publications, online course curriculum, as well as a strong knack for quickly mastering technology – using and programming computers since 1964.